Subtitle Icon
Modern finance & investment

Terms & Conditions

Last Updated: October 15, 2025
Acceptance of Terms

By accessing or using Finovia’s website or services, you confirm that you are at least 18 years old and have the legal authority to enter into this agreement. If you do not agree with these Terms, you must discontinue use of our services immediately. Your continued use of Finovia constitutes your acceptance of all terms, policies, and any future updates.

Description of Services

Finovia provides web-based financial technology tools designed to help users monitor, manage, and grow their finances.
 Our services may include, but are not limited to:

  • Financial analytics dashboards and reporting tools.
  • Integration with third-party financial platforms.
  • Secure payment gateways and client management systems.
  • Customizable templates and digital assets for finance professionals.

We reserve the right to modify, expand, or discontinue features at any time without prior notice to improve performance or user experience.

User Responsibilities

As a Finovia user, you agree to:

  • Provide accurate, complete, and current information during registration and usage.
  • Maintain the confidentiality of your login credentials and account information.
  • Use the platform solely for lawful, ethical, and authorized purposes.
  • Avoid actions that may damage, disable, or disrupt the integrity or performance of our systems.

You are fully responsible for all activities that occur under your account, including misuse by third parties to whom you’ve granted access.

Payment & Subscriptions

Certain features of Finovia may require paid subscriptions or one-time payments.

By purchasing a plan, you agree to:

  • Provide valid payment details and authorize recurring billing (where applicable).
  • Accept that all payments are processed securely through trusted third-party gateways (e.g., Stripe, PayPal).
  • Understand that subscription fees are non-refundable unless required by law or outlined in a specific promotional offer.
Intellectual Property Rights

All materials on Finovia — including logos, templates, UI designs, content, code, and visual assets — are the exclusive property of Finovia Technologies Ltd. You are granted a limited, non-transferable license to use our platform for personal or business purposes. You may not copy, modify, resell, or distribute any part of our products or content without explicit written consent. Unauthorized use may result in account termination and legal action.

Third-Party Integrations

Finto integrates with third-party platforms (such as Stripe, QuickBooks, and Plaid) to enhance functionality. While we ensure secure connections, Finovia is not responsible for the data handling, reliability, or privacy practices of these external providers. We encourage users to review the terms and privacy policies of all third-party services they choose to connect.

Limitation of Liability

Finto strives to provide accurate, reliable, and uninterrupted services. However, we do not guarantee that our website or systems will be error-free, secure, or continuously available.

To the fullest extent permitted by law, Finto is not liable for any direct, indirect, incidental, or consequential damages arising from:

  • Service interruptions or downtime.
  • Data loss, corruption, or unauthorized access.
  • Financial losses due to user errors or third-party failures.

    Your use of Finto is at your own risk.
Warranties & Disclaimers

All services are provided “as is” and “as available.” Finto disclaims all express or implied warranties, including but not limited to warranties of merchantability, fitness for a particular purpose, and non-infringement. We make no representations about the accuracy or reliability of any financial data, analysis, or forecasts presented within the platform.

Termination of Use

Finto reserves the right to suspend or terminate user access, without notice, for violations of these Terms or misuse of the platform. Upon termination, your right to access or use Finto immediately ceases, though you may request data exports subject to availability and compliance with our privacy obligations.

Governing Law & Jurisdiction

These Terms are governed by and interpreted under the laws of Singapore, without regard to its conflict of law principles. Any disputes arising from these Terms or your use of our services shall be resolved exclusively in the courts of Singapore. We may modify or update these Terms periodically to reflect service improvements, policy changes, or new legal requirements.

Updated versions will be posted on this page with a revised “Last Updated” date.

Continued use of Finovia after such updates constitutes acceptance of the revised Terms.

Contact Us

If you have questions or concerns about these Terms, please contact us

📧 Email: finto@gmail.com
🏢 Address: Finto Technologies Ltd., 18 Marina Bay Financial Centre, Singapore 018981

If you have questions or concerns about these Terms, please contact us

Back To Top Icon
Back to Top